General Liability

Liability provides any combination of Employers’ Liability, Public Liability & Products Liability insurance & is suitable for businesses of all sizes across most sectors, including multinationals.

What is covered?

  • Public and products liability and employers’ liability
  • Excess liability
  • Inclusive crisis containment, product recall (Additional coverage by endorsement)

Who is it for?

Product Liability

Product manufacturers, distributors, and importers of many sub-classes

General Liability

Service contractors, equipment rental, habitational, real estate, Security services, power generation and utility, Retail and wholesale, Manufacturing, Hospitality and leisure, Technology and professional services, Energy (Power generation and utilities / Renewable and alternative energy.


General contractors and subcontractors; General Liability-only wrap ups: Contractor Controlled Insurance Program (CCIP) and Owner Controlled Insurance Program (OCIP), project specific (non-wrap up), owner’s interest, and Owner Contractors Protective (OCPs); Infrastructure projects.


Industry (Oil and Petrochemical):  Oil refinery petrochemicals, natural gas, terminals and all downstream hydrocarbon processing, including liquid natural gas. Power: Power generation and utility.